Wałęga, Agnieszka (Economist),
Economic wellbeing and household debt / Agnieszka Wałęga, Grzegorz Wałęga, and Ryszard Kowalski ; translated by Jasper Tilbury. - 1 online resource (xi, 196 pages) : illustrations, map - Routledge studies in the european economy . - Routledge studies in the European economy. .
"The growing indebtedness of households reported over the last thirty years and in most developed countries has serious economic and social implications. This book provides insight into the concepts, measures, and determinants of household indebtedness, over-indebtedness, and well-being by integrating theoretical perspectives, adopting recent analytical methods, using a sample of Polish households. The authors identified the socio-demographic and economic characteristics of indebted and over-indebted households, as well as the basic characteristics of indebtedness and the differences in its subjective perception among over-indebted households and those that are not over-indebted. They determined the spatial differentiation of over-indebtedness, examining the relationship between economic, social and behavioural factors and over-indebtedness and the role of over-indebtedness in shaping the economic well-being of households. The results of a questionnaire conducted on a sample of Polish households and econometric modelling served as the basis for assessing the economic well-being of indebted households. This assessment was conducted with the use of a composite well-being indicator developed by the authors. Given the multidimensional nature of the issues being analysed, the authors offer an approach that accounts for two separate but overlapping dimensions of economic well-being, namely material and financial, and two ways of assessing each of them: objective and subjective. The book holds appeal for researchers, scholars and students of economics, finance, consumer economics and economic psychology and offers practical guidance for policymakers and advisors who deal with consumer affairs"--
9781003254706 1003254705 9781000632163 1000632164 9781000632132 100063213X
10.4324/9781003254706 doi
Households--Economic aspects--Poland.
Debt--History--Poland--21st century.
BUSINESS & ECONOMICS--Economics--Microeconomics.
BUSINESS & ECONOMICS--Personal Finance--General.
Poland--Economic conditions--21st century.
HC340.3 / .W36 2023
338.9438
Economic wellbeing and household debt / Agnieszka Wałęga, Grzegorz Wałęga, and Ryszard Kowalski ; translated by Jasper Tilbury. - 1 online resource (xi, 196 pages) : illustrations, map - Routledge studies in the european economy . - Routledge studies in the European economy. .
"The growing indebtedness of households reported over the last thirty years and in most developed countries has serious economic and social implications. This book provides insight into the concepts, measures, and determinants of household indebtedness, over-indebtedness, and well-being by integrating theoretical perspectives, adopting recent analytical methods, using a sample of Polish households. The authors identified the socio-demographic and economic characteristics of indebted and over-indebted households, as well as the basic characteristics of indebtedness and the differences in its subjective perception among over-indebted households and those that are not over-indebted. They determined the spatial differentiation of over-indebtedness, examining the relationship between economic, social and behavioural factors and over-indebtedness and the role of over-indebtedness in shaping the economic well-being of households. The results of a questionnaire conducted on a sample of Polish households and econometric modelling served as the basis for assessing the economic well-being of indebted households. This assessment was conducted with the use of a composite well-being indicator developed by the authors. Given the multidimensional nature of the issues being analysed, the authors offer an approach that accounts for two separate but overlapping dimensions of economic well-being, namely material and financial, and two ways of assessing each of them: objective and subjective. The book holds appeal for researchers, scholars and students of economics, finance, consumer economics and economic psychology and offers practical guidance for policymakers and advisors who deal with consumer affairs"--
9781003254706 1003254705 9781000632163 1000632164 9781000632132 100063213X
10.4324/9781003254706 doi
Households--Economic aspects--Poland.
Debt--History--Poland--21st century.
BUSINESS & ECONOMICS--Economics--Microeconomics.
BUSINESS & ECONOMICS--Personal Finance--General.
Poland--Economic conditions--21st century.
HC340.3 / .W36 2023
338.9438