Seasonality and Microcredit (Record no. 50940)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 03343nam a22004815i 4500 |
| 001 - CONTROL NUMBER | |
| control field | 978-4-431-55010-5 |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20200420211745.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 140602s2014 ja | s |||| 0|eng d |
| 020 ## - INTERNATIONAL STANDARD BOOK NUMBER | |
| ISBN | 9784431550105 |
| -- | 978-4-431-55010-5 |
| 082 04 - CLASSIFICATION NUMBER | |
| Call Number | 338.9 |
| 245 10 - TITLE STATEMENT | |
| Title | Seasonality and Microcredit |
| Sub Title | The Case of Northern Bangladesh / |
| 300 ## - PHYSICAL DESCRIPTION | |
| Number of Pages | XVII, 107 p. 43 illus., 16 illus. in color. |
| 490 1# - SERIES STATEMENT | |
| Series statement | SpringerBriefs in Economics, |
| 505 0# - FORMATTED CONTENTS NOTE | |
| Remark 2 | Chapter 1 Introduction -- Chapter 2 Overview and current practice of Micro-finance across the world -- Chapter 3 Seasonality affecting Micro-credit in Bangladesh -- Chapter 4 Socio-economic scenarios of the sampled areas with sample data -- Chapter 5 Details of the experiment design -- Chapter 6 Impact of micro-credit on migration and food consumption -- Chapter 7 Repayment behaviour of borrowers -- Chapter 8 Conclusion. |
| 520 ## - SUMMARY, ETC. | |
| Summary, etc | The mismatch between credit repayments and income seasonality can create serious distortions. However, typically Micro-Finance Institutes (MFIs) do not provide any adjustments due to the income seasonality. For instance in Northern Bangladesh, Income and consumption downfalls during the time of post-Aman rice plantation seasons are quite regular phenomenon which is locally known as "Monga". Poor landless agricultural wage laborers suffer the most due to this seasonality and usually they face difficulty to smooth their consumptions. As a result, it is extremely difficult to arrange the regular weekly loan repayments of the micro-credit, which they have taken during the productive part of the year. Using field experiments through RCTs in Northern Bangladesh, we randomly assigned seasonality adjusted flexible micro-credits and traditional rigid micro-credit to different borrowing groups. Examining the repayment behavior of the borrowers in the context of geographical classifications and loan designs; employing both survey and experimental methods, this study allows us to see the consequences of flexible loan repayment rules during the lean periods, and how they affect both MFIs and participating borrowers. The findings of this study have important policy implications for MFIs and policy-makers of the developing countries. |
| 700 1# - AUTHOR 2 | |
| Author 2 | Shonchoy, Abu S. |
| 856 40 - ELECTRONIC LOCATION AND ACCESS | |
| Uniform Resource Identifier | http://dx.doi.org/10.1007/978-4-431-55010-5 |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Koha item type | eBooks |
| 264 #1 - | |
| -- | Tokyo : |
| -- | Springer Japan : |
| -- | Imprint: Springer, |
| -- | 2014. |
| 336 ## - | |
| -- | text |
| -- | txt |
| -- | rdacontent |
| 337 ## - | |
| -- | computer |
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| -- | rdamedia |
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| -- | online resource |
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| 347 ## - | |
| -- | text file |
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| -- | rda |
| 650 #0 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Business ethics. |
| 650 #0 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Finance. |
| 650 #0 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Development economics. |
| 650 14 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Economics. |
| 650 24 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Development Economics. |
| 650 24 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Finance, general. |
| 650 24 - SUBJECT ADDED ENTRY--SUBJECT 1 | |
| -- | Business Ethics. |
| 830 #0 - SERIES ADDED ENTRY--UNIFORM TITLE | |
| -- | 2191-5504 |
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| -- | ZDB-2-SBE |
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